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How much life insurance do I need?
Insurance needed
For years
For all expenses listed below
 
Assets to cover expenses
Cash and savings $  
Home equity $  
Investments $  
Other $  
 
Expenses at death
Estate or inheritance taxes (on above assets)   %
Probate costs $  
Funeral costs $  
Uninsured medical costs $  
Debt repayment $  
College fund, child 1 $  
College fund, child 2 $  
College fund, child 3 $  
Your family's future monthly income
Amount (monthly) Years until start Duration
(years)
Spouse's income from work $          
Social Security survivor benefits $          
Social Security survivor benefits (children gone) $          
Other $          
 
Your family's future monthly expenses (in today's dollars)
Amount (monthly) Years until start Duration
(years)
Child care expenses $          
Living expenses (children at home) $          
Living expenses (children gone) $          
Children's college expenses $          
Retraining or education for spouse $          
Other $          
Other Information
Inflation rate   %
Your savings rate   %
Your state + federal tax rate   %
 
Your Sex
Male
Female



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