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Which loan is better?
Loan 1 Loan 2
Term        
Interest rate   %   %
Discount points   %   %
Origination fee   %   %
Upfront costs $   $  
 
If loans have adjustable rates
Months before first adjustment        
Months between rate adjustments        
Maximum rate adjustment   %   %
Minimum rate   %   %
Maximum rate   %   %
Margin   %   %
Index rate   %    
Index rate change per adjustment   %    
Months between index adjustments        
 
Loan amount $  
Purchase price $  
Your state + federal tax rate   %
Yearly property tax $  
Yearly property insurance $  
Years before you sell or pay off loan    
Your savings rate   %
Regarding loan one
Fixed rate mortgage
Adjustable rate mortgage
Interest rates will stay the same
Interest rates will increase
Interest rates will decrease
 
Regarding loan two
Fixed rate mortgage
Adjustable rate mortgage
Interest rates will stay the same
Interest rates will increase
Interest rates will decrease



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