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Which is better: fixed or adjustable?
Fixed Adjustable
Interest rate   %   %
Loan amount $   $  
Term        
Discount points   %   %
Origination fee   %   %
Upfront costs $   $  
 
Your state + federal tax rate   %
Purchase price $  
Yearly property tax $  
Yearly property insurance $  
Years before you sell or pay off loan    
Your savings rate   %
 
Regarding the adjustable rate mortgage
Months before first adjustment    
Months between rate adjustments    
Maximum rate adjustment   %
Minimum rate   %
Maximum rate   %
Margin   %
Index rate   %
Index rate change per adjustment   %
Months between index adjustments    
 
Predicted change in rates
Interest rates will remain the same
Interest rates will increase
Interest rates will decrease



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