Am I better off refinancing?
Regarding your current loan
Original loan amount
$
Original
term
(years)
Years already paid
Balloon
year (zero if none)
Interest rate
%
Regarding your new loan
Term
(years)
Balloon
year (zero if none)
Discount
points
%
Origination fee
%
Upfront costs
$
Interest rate
%
Regarding your property
Appraised value
$
Yearly
property tax
$
Yearly
property insurance
$
Regarding yourself
Your
savings rate
%
Your state + federal
tax rate
%
Years before you sell
