Which lender has the better loan?
Purchase price $  
Loan amount $  
Term (years)    
Yearly property tax $  
Yearly property insurance $  
Your savings rate   %
Your state + federal tax rate   %
Years before you sell or pay off loan    
Lender 1Lender 2
Interest rate   %   %
Discount points   %   %
Origination fee   %   %
Upfront costs $   $  
 
If loans have adjustable rates
Months before first adjustment        
Months between rate adjustments        
Maximum rate adjustment   %   %
Minimum rate   %   %
Maximum rate   %   %
Margin   %   %
Index rate   %    
Index rate change per adjustment   %    
Months between index adjustments        
Regarding loan one
Fixed rate mortgage
Adjustable rate mortgage
Interest rates will stay the same
Interest rates will increase
Interest rates will decrease
 
Regarding loan two
Fixed rate mortgage
Adjustable rate mortgage
Interest rates will stay the same
Interest rates will increase
Interest rates will decrease



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