How much should I put down for a new home?
Less down
More down
Down payment
$
$
Interest rate
%
%
Term
(years)
Discount
points
%
%
Origination fee
%
%
Upfront costs
$
$
Your
savings rate
%
Your state + federal
tax rate
%
Purchase price
$
Yearly
property tax
$
Yearly
property insurance
$
Years before you sell or pay off loan
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How much can I borrow?
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Fixed Payment
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ARM Payments
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Fixed vs. ARM
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15 vs. 30 yr
|
Down Payment
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Tax Savings
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Rent vs. Buy
|
Refinancing
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Refi Costs
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Mortgage Insurance
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Prepayment
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How much can I afford?