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Home Calculators: How much can I borrow? How much will my mortgage payments be? How much will my adjustable rate payments be? Which is better: fixed or adjustable? Should I pay points to lower the rate? Which is better: 15 or 30 year terms? How much should I put down for a new home? How much can I save in taxes? What will my closing costs be? Am I better off renting? Am I better off refinancing? What will my refinancing costs be? How can I reduce mortage insurance costs? Which lender has the better loan? Which loan is better? How advantageous are extra payments? What home can I afford?