Which is better: 15- or 30-year loan term?
Shorter term Longer term
Interest rate   %   %
Loan amount $   $  
Term (years)        
Discount points   %   %
Origination fee   %   %
Upfront costs $   $  
Your state + federal tax rate   %
Purchase price $  
Yearly property tax $  
Yearly property insurance $  
Years before you sell or pay off loan    
Your savings rate   %
 



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