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Which is better: 15- or 30-year loan term?
Shorter term
Longer term
Interest rate
%
%
Loan amount
$
$
Term
(years)
Discount
points
%
%
Origination fee
%
%
Upfront costs
$
$
Your state + federal
tax rate
%
Purchase price
$
Yearly
property tax
$
Yearly
property insurance
$
Years before you sell or pay off loan
Your
savings rate
%
How much can I borrow?
How much will my mortgage payments be?
How much will my adjustable rate payments be?
Which is better: fixed or adjustable?
Should I pay points to lower the rate?
Which is better: 15 or 30 year term loan?
How much should I put down for a new home?
How much can I save in taxes?
What will my closing costs be?
Am I better off renting?
Am I better off refinancing?
What will my refinancing costs be?
How can I reduce mortgage insurance costs?
Which lender has the better loan?
Which loan is better?
How advantageous are extra payments?
What home can I afford?
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