How do exchange rates affect my foreign fund? At purchase At sale Foreign currency exchanged for $1         Share price         Annual long-term gains per share     Annual short-term gains per share     Quarterly dividends per share     Yearly increase for dividends & gains   %   Shares purchased     Additional amounts invested            Biweekly    Monthly    Yearly   Months owned     Front load/purchase fees   % Back load/selling fees   % Your federal tax rate   % Your state tax rate   %   Dividends and gains are: Automatically reinvested in the fund Invested elsewhere at a rate of % Spent