California Bank & Trust Home Page
   
 
 


 

Which will provide the most retirement income?

How will changes in my tax rate affect the decision?

What option is best for estate planning?

How do return rates affect my retirement income?

When should I begin saving?

How will a large withdrawal affect the decision?

Should I convert my IRA into a Roth IRA?

What IRA am I eligible for?

  
 
 
Should I convert my IRA into a Roth IRA?
Your current IRA
Amount in current IRA $  
Portion of IRA already taxed or tax-exempt $  
Your future contributions
Amount you contribute $  
Option 1*: The above figure is the amount contributed before taxes. The actual amount saved after taxes may be less.
Option 2*: The above figure is the net amount saved, after taxes.
Option 3*: The above figure is the amount contributed. No taxes are calculated at the time of contribution.
Your plans and assumptions
Rate of return in IRAs   %
Federal & state tax rate - Before retirement   %
Federal & state tax rate - After retirement   %
Your current age    
Age to begin withdrawing    
Age at death    
Funds you wish to leave at death $  
Return on other investments   %
How to pay taxes due at conversion
Pay from IRA funds
Pay from outside source



Terms of Use

 

 

   
Copyright © 2002 California Bank & Trust - Member FDIC - Equal Housing Lender