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How much can I borrow?

How much will my mortgage payments be?

How much will my adjustable rate payments be?

Which is better: fixed or adjustable?

Should I pay points to lower the rate?

Which is better: 15 or 30 year term?

How much should I put down for a new home?

How much can I save in taxes?

What will my closing costs be?

Am I better off renting?

Am I better off refinancing?

What will my refinancing costs be?

How can I reduce mortgage insurance costs?

Which lender has the better loan?

Which loan is better?

How advantageous are extra payments?

What home can I afford?

 
 
 
How much can I borrow?
Monthly income
Wages before taxes or deductions $  
Investment income before taxes $  
Income from rental properties $  
Other income $  
 
Monthly payments *
Auto loans $  
Student loans $  
Rental property loans ($0 if refinancing) $  
Other payments $  
* Include only loans that won't be paid off in 10 months
 
Other debts
Monthly alimony, child support or other $  
Monthly credit card payments $  
 
Loan terms you desire
Interest rate   %
Term (years)    
Down payment (% of price)   %
 
Taxes & insurance you expect
Yearly property tax $  
Yearly property insurance $  



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Copyright © 2002 California Bank & Trust - Member FDIC - Equal Housing Lender