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How large a line of credit can I obtain?

Should I consolidate my debts?

Should I use a home equity loan or an auto loan?

How much will my loan payments be?

What will my tax savings be?

What will it take to pay off my line of credit?

  
 
 
Should I consolidate my debts?
Existing debts
Amount owedMonthly paymentMonths
left
Auto loan 1 $   $      
Auto loan 2 $   $      
Boat/RV loans $   $      
Education loans $   $      
Other loans $   $      
Amount owedInterest rate
Credit card 1 $     %
Credit card 2 $     %
Credit card 3 $     %
Other account 1 $     %
Other account 2 $     %
Consolidation loan
Home equity loan
Home equity line of credit
Personal loan
Personal line of credit
Interest rate   %
Months to pay off    
Upfront costs $  
Discount points   %
Your savings rate   %
Your state + federal tax rate   %
Note: You may be better off not including loans which will be paid off sooner than your proposed consolidation loan, even if their interest rate is higher than the consolidation loan's rate.



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