California Bank & Trust Home Page
   
 
 
 

How important is the interest rate?

How will rate changes affect my balance?

Is a lower rate worth the annual fee?

What will it take to pay off my balance?

Should I consolidate my debts?


Which is better: flight card or low rate card?

Which is better: rebate card or low rate card?

Should I consolidate my credit cards?

  
 
 
Which is better: rebate card or low rate card?
Rebate cardLow rate card
Introductory interest rate   %   %
Introductory term (months)        
Regular interest rate   %   %
Introductory annual fee $   $  
Regular annual fee $   $  
Amount to be transferred to new card $  
Years you'll use card    
Future monthly charges $  
Future monthly payments $  
Percentage of rebates earned on
Regular purchases   %
Balance owed   %
Balance transferred   %
Rebates for specific brands
Rebate earned   %
Monthly amount purchased $  
Regarding rebates
Maximum rebate earned yearly $  
Maximum total rebate $  
The rebate
Is paid to you each year in cash
Is used to pay down the debt at the end of each year



Terms of Use

 

 

   
Copyright © 2002 California Bank & Trust - Member FDIC - Equal Housing Lender